:root {
  --bg: #f5f8ff;
  --surface: #ffffff;
  --surface-2: #eef3ff;
  --text: #152238;
  --muted: #4f5f7a;
  --primary: #1254ff;
  --primary-2: #0d3fc0;
  --accent: #12b886;
  --border: #d9e2f2;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 10px 30px rgba(13, 35, 80, 0.08);
  --shadow-soft: 0 6px 20px rgba(13, 35, 80, 0.06);
  --max: 1120px;
  --space: clamp(16px, 2vw, 24px);
  --font: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  background: linear-gradient(180deg, #f8faff 0%, #f3f7ff 50%, #f8fbff 100%);
  color: var(--text);
  line-height: 1.6;
}
img { max-width: 100%; display: block; border-radius: var(--radius); }
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }

.container { width: min(var(--max), 92%); margin: 0 auto; }
.section { padding: clamp(52px, 9vw, 92px) 0; }
.section-alt { background: var(--surface-2); }

.skip-link {
  position: absolute;
  left: -999px;
  top: auto;
}
.skip-link:focus {
  left: 12px;
  top: 12px;
  background: #000;
  color: #fff;
  padding: 8px 12px;
  border-radius: 8px;
  z-index: 10000;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 999;
  background: rgba(255,255,255,0.88);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}
.nav-wrap { display: flex; align-items: center; justify-content: space-between; min-height: 76px; }
.brand { display: flex; align-items: center; gap: 10px; color: var(--text); font-weight: 800; }
.brand:hover { text-decoration: none; }
.brand-badge {
  width: 42px; height: 42px; border-radius: 10px;
  background: linear-gradient(135deg, var(--primary), #5b8bff);
  color: #fff; display: grid; place-items: center; font-size: 0.95rem;
}
.brand-text { font-size: 1rem; }

.main-nav { display: flex; gap: 18px; align-items: center; }
.main-nav a { color: var(--text); font-weight: 600; }
.main-nav a.active { color: var(--primary); }

.menu-toggle {
  display: none;
  background: transparent;
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 9px;
}
.menu-toggle span {
  display: block; width: 22px; height: 2px; background: var(--text); margin: 4px 0;
}

.hero-grid { display: grid; gap: 28px; align-items: center; }
.kicker { color: var(--accent); font-weight: 700; margin-bottom: 10px; }
h1 { font-size: clamp(1.75rem, 5vw, 3rem); line-height: 1.15; margin-bottom: 14px; }
h2 { font-size: clamp(1.4rem, 3.8vw, 2.2rem); line-height: 1.2; margin-bottom: 10px; }
.section-head { max-width: 760px; margin-bottom: 26px; }

.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 18px 0 10px; }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 10px; padding: 12px 18px; font-weight: 700;
  border: 1px solid transparent; transition: .25s ease;
}
.btn:hover { text-decoration: none; transform: translateY(-1px); }
.btn:focus-visible { outline: 3px solid #9bb8ff; outline-offset: 2px; }
.btn-primary { background: linear-gradient(135deg, var(--primary), var(--primary-2)); color: #fff; box-shadow: var(--shadow-soft); }
.btn-outline { border-color: var(--primary); color: var(--primary); background: #fff; }

.hero-highlights { list-style: none; margin-top: 8px; color: var(--muted); }
.hero-highlights li { padding-left: 22px; position: relative; margin-bottom: 6px; }
.hero-highlights li::before {
  content: ""; width: 10px; height: 10px; border-radius: 50%; background: var(--accent);
  position: absolute; left: 0; top: 9px;
}

.cards-grid { display: grid; gap: 16px; }
.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 22px;
  box-shadow: var(--shadow-soft);
}
.card h3 { margin-bottom: 8px; font-size: 1.1rem; }
.card p { color: var(--muted); }

.steps-list { list-style: none; display: grid; gap: 14px; }
.step {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 16px;
  display: grid; gap: 4px;
}

.accordion { display: grid; gap: 10px; }
.accordion-item {
  border: 1px solid var(--border);
  border-radius: 12px;
  background: #fff;
  overflow: hidden;
}
.accordion-trigger {
  width: 100%; text-align: left; padding: 14px 16px; border: 0; background: transparent;
  font-weight: 700; color: var(--text); cursor: pointer;
}
.accordion-content { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.accordion-content p { padding: 0 16px 16px; color: var(--muted); }

.cta-box {
  background: linear-gradient(135deg, #0f2140, #1d3f75);
  color: #fff;
  border-radius: 18px;
  padding: clamp(22px, 4vw, 34px);
  box-shadow: var(--shadow);
}
.cta-box p { opacity: .95; margin: 8px 0 18px; }

.form-box {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
  padding: 20px;
}
.form-grid { display: grid; gap: 12px; }
label { font-weight: 600; font-size: .95rem; }
input, textarea {
  width: 100%; border: 1px solid #c9d5eb; border-radius: 10px; padding: 12px;
  font: inherit;
}
input:focus, textarea:focus { outline: 3px solid #c8d9ff; border-color: var(--primary); }
.error-text { color: #b42318; font-size: .85rem; min-height: 18px; }
.form-message { margin-top: 10px; font-weight: 600; }
.form-message.success { color: #067647; }
.form-message.error { color: #b42318; }

.legal-wrap { max-width: 860px; }
.legal-meta {
  background: #fff; border: 1px solid var(--border); border-radius: 12px; padding: 14px; margin-bottom: 22px;
}
.legal-nav { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 10px; }
.legal-nav a { font-size: .92rem; background: #f2f6ff; padding: 8px 10px; border-radius: 8px; }
.legal-content section { margin-bottom: 20px; }
.legal-content h2 { font-size: 1.2rem; margin-bottom: 8px; }
.legal-content p, .legal-content li { color: var(--muted); }
.legal-content ul { padding-left: 18px; }

.site-footer {
  margin-top: 30px;
  background: #0d1a33;
  color: #dce7ff;
  padding-top: 34px;
}
.footer-grid { display: grid; gap: 24px; }
.site-footer h3 { color: #fff; margin-bottom: 8px; font-size: 1rem; }
.site-footer a { color: #9ec1ff; }
.site-footer ul { list-style: none; display: grid; gap: 6px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.12); padding: 14px 0 20px; margin-top: 18px; font-size: .92rem; }

.back-to-top {
  position: fixed; right: 14px; bottom: 14px;
  width: 42px; height: 42px; border: 0; border-radius: 50%;
  background: var(--primary); color: #fff; font-size: 1.1rem;
  display: none; cursor: pointer; box-shadow: var(--shadow-soft);
}
.back-to-top.show { display: inline-grid; place-items: center; }

.reveal { opacity: 0; transform: translateY(16px); transition: .6s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }

@media (min-width: 760px) {
  .hero-grid { grid-template-columns: 1.1fr .9fr; }
  .cards-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1.2fr .9fr .8fr; }
}

@media (max-width: 900px) {
  .menu-toggle { display: inline-block; }
  .main-nav {
    position: absolute; right: 4%; top: 74px;
    background: #fff; border: 1px solid var(--border); border-radius: 12px;
    padding: 12px; box-shadow: var(--shadow);
    display: none; width: min(320px, 92vw); flex-direction: column; align-items: stretch;
  }
  .main-nav.open { display: flex; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}